How do I swap my home?
- Find someone to exchange with
- Complete an application form
- Once we have approved the exchange, all checks have been completed and the sign-up has taken place, you can move into your new home
Swapping your home with another tenant is called a Mutual Exchange. The person you are swapping with doesn’t have to be another tenant of whg, and they don’t have to live locally, but they must be a tenant of a local authority (council) or of a registered provider of social housing. You can swap your home with tenants anywhere in the UK.
If you want to carry out a Mutual Exchange, you will need to find a property to exchange with first.
We are part of an online service called HomeSwapper, which is used by thousands of tenants across the country to find exchanges. Visit https://www.homeswapper.co.uk/ to register and find the right exchange for you. HomeSwapper is a free service to whg tenants and is easy-to-use.
You don’t have to be registered to HomeSwapper to exchange your home. If you have found an exchange through friends, family or even Facebook, you can still carry out a Mutual Exchange as long as both you and the other tenant are eligible.
Once you have found someone you want to exchange with, both you and the tenant you are exchanging with will need to complete an application form and send it to whg. If the other tenant has a different landlord, you will both need to send application forms to the other landlord too.
When we have received your application forms, we will carry out some checks to make sure you are both able to move, and we may ask you to put right any damage or repairs before you move. We offer a financial assessment service to help you check if you can afford the new property.
We will let you know within six weeks whether you can exchange.
If your exchange has been approved, we will carry out gas and electric checks at your home before the exchange takes place, followed by a ‘sign-up’ – this is where you will sign the paperwork (a Deed of Assignment) to assign your tenancy to the other tenant.
We will also ask you to pay rent in advance for your new home, so you will need to plan for this as part of your move.
When you exchange your home as a Mutual Exchange, you take on the other person’s tenancy. This means that you might end up with a different tenancy type and different rights and obligations under your new tenancy. Make sure you understand what this will mean for you before you exchange.