We're here to help, so don't struggle with your financial worries alone.
The whg Money Advice Service offers free, confidential, expert advice and support with managing your money.
We also run a number of free money and budgeting training sessions.
Universal Credit is a new benefit replacing some of the benefits and tax credits that you might be getting now.
Because it is a big change to the way existing benefits work, we understand that you may need some extra help and support with making your claim, managing your money and more.
These popular pages may help...